See if the overview and sample client profiles resonate with you:

Wealth Management

Our high-net-worth clients and non-profit clients often have complex issues that need to be considered and coordinated. For best outcomes, they need to focus on estate planning, philanthropic opportunities, taxes, lifestyle goals, and so much more. Only then can they determine an appropriate overall asset allocation and look to execute on the allocation plan with appropriate portfolio manager(s) selection. We help our clients work through these issues on an ongoing basis.

Portfolio Management

Ryan Investments has deep expertise in portfolio management for individuals, family offices, trusts, and non-profit organizations. Our proprietary iFolios investment strategy was designed to dually focus on capturing the growth and income investors desire, while providing protection from significant drawdown losses that they need.

Everyone understands upside growth and gains. But most portfolio managers confuse investors by discussing risk in terms of “standard deviation” and “volatility”, which are vague and often misleading. We help clients really understand and quantify investment risk. We know that investors define risk as “the chance of losing money” and we help them understand the risk of drawdown losses with various markets and strategies.

Retired couple, early 70s, with a no-mortgage $2.1m home and a $3.2 million nest egg. They can’t replace this through work should they lose it. They’d like to take monthly distributions of $10,000/month and leave anything left over to their two children.

iFolios 70 Growth model with automatic monthly distributions for income

Entrepreneur, 42, with sizable income of about $400k/year. Focused on building her savings, now at $1.6 million. She wants to add to it regularly and seeks maximum growth, but with some drawdown loss protection. She also expects to receive an inheritance of approximately $3 million at some point but doesn’t count on it.

iFolios 80 Aggressive Growth model for 80% of investable assets

iFolios Long/Short model for 20% of investable assets

Non-profit organization, using their finance committee to oversee their $10 million endowment. As fiduciaries they seek growth but need protection from “the big loss.” They’ve decided to allocate 70% to global equities and 30% to investment grade bonds. 

iFolios 100 Global Equity model for 70% of the portfolio

Board will self-manage 30% of the portfolio in bond ETFs through low-cost Vanguard

Ultra-high-net-worth family of five, parents in their mid-50s, with $50 million net worth. $9 million is tied up between two personal residences. The rest is spread out between a revocable trust and a large rollover IRA. We’ve helped them develop an asset allocation plan including global stocks, municipal bonds, REITs, and alternative assets. They want to invest with multiple managers to diversify risk.

iFolios 80 Growth for the $3 million IRA

iFolios Long/Short for $5 million

Help them find and vet outside managers for the rest of the total allocation

Monitor performance on all portfolios for them, comparing to appropriate benchmarks